Your budget is stored in your private Supabase account and synced when you are signed in. This app does not connect to your bank or make payments. Export a backup regularly.
Your snapshot
Planning estimates, not verified available cash.
Estimated regular monthly income$8,266.04Disney excluded until deposit received
Debt balances entered—Includes mortgage and vehicles
Set aside this month$0.00Not the same as payments made
Next paycheck
Friday · weekly paycheck
Expected amount · edit in Settings
$1,059.58Suggested allocation is a plan, not a bank instruction.
Upcoming
Upcoming bills
Predicted recurring dates; confirm each bill before paying.
| Bill | Due / predicted | Amount | Status |
|---|
Debt overview
Balances include saved estimates and imported snapshots; verify with lenders.
Paycheck planner
Split funding across checks; allocations do not send money.
Use “Set aside” to reserve money in your plan. Use “Record payment” only after you actually pay the creditor. Some lenders may hold partial payments in suspense—check their policy first.
Your repeatable paycheck plan
Suggested amounts to reserve from each normal paycheck.
This is a planning split, not a claim that the money is currently available. It divides known recurring bills and selected debt payments across your two regular income streams. Verify due dates and amounts before paying. Uncertain items and conflicting card minimums are listed separately.
Only enter Disney when the deposit actually arrives.
Paychecks entered
Choose a paycheck below to assign set-asides.
Set-aside allocation
Select a paycheck, bill or debt, and amount.
Cash-flow calendar
Paychecks in, planned bills and debt minimums out, with a running balance.
Chase accounts are tracked separately below. These are the latest retrieved snapshots, not a live feed; the bank did not provide a reliable balance timestamp. Forecast payments are planning entries only—nothing is paid or transferred automatically. Bills marked “Verify” are excluded until confirmed.
Refresh with ChatGPT
Update your bank snapshot without typing balances by hand.
- Tap Copy refresh request.
- Return to this ChatGPT conversation and paste the request. I’ll retrieve the latest available account data through your connected Finances connection.
- Copy the JSON update I return, paste it below, then tap Apply bank update.
No automatic connection from this local file.
This updates the two Chase checking balances separately and records the retrieval date. It does not move money, pay bills, or expose your bank login to this file. If ChatGPT reports stale or unavailable data, don’t apply it as a current balance.
Chase checking ••1956$592.74Available balance · snapshot Nov 5, 2026
Chase checking ••2910−$218.78Available balance · snapshot Nov 5, 2026
Enter the balance of the one account you want this calendar to forecast. The two Chase balances above are intentionally not added together.
Forecast money in$0.00
Forecast money out$0.00
Ending balance$0.00
Bills & regular expenses
Rename, edit or delete any entry. Verify uncertain items before including them.
| Bill | Date | Amount | Frequency | Status | Actions |
|---|
Debts
Edit names, balances, minimums and due dates, or remove accounts.
Some saved credit-card minimums conflict with earlier figures. Verify them with the lender. A zero minimum is not confirmation that no payment is due. Debts without a calendar due date remain in the debt list but are not assigned a forecast payment date.
| Account | Balance | Min. payment | Due | Source / note | Actions |
|---|
Income assumptions
Change these when pay changes.
Regular estimate = weekly pay × 52 ÷ 12 + twice-monthly pay × 2. Disney is excluded until received. Greater Orlando payroll remains separate and excluded.
Cloud data & backup
Your signed-in budget syncs to your private Supabase account.
Your budget is saved to your private Supabase account when signed in. Keep periodic JSON backups as an extra safety measure.
App version 2.0 · Private sign-in and cloud sync. No bank login, no payment processing, no automatic transfers.
My Budget · private cloud planning tool · Always confirm balances, due dates, minimums, and lender payment rules.