First, connect this app to your Supabase project. Use the Project URL and publishable key from Supabase → Project Settings → API Keys. Never use a Secret or service_role key.
Sign in with the email and password you created in Supabase. Your budget data is private to your account.
My Budget
Bank balance · paycheck plan · bills · debt · progress
PRIVATE · SECURE CLOUD SYNC
Your budget is stored in your private Supabase account and synced when you are signed in. This app does not connect to your bank or make payments. Export a backup regularly.
Your snapshot
Planning estimates, not verified available cash.
Planning mode
Bank Balance—Linked deposit accounts · separate accounts
Estimated regular monthly income$8,266.04Disney excluded until deposit received
Debt balances entered—Includes mortgage and vehicles
Set aside this month$0.00Not the same as payments made
Next paycheck
Friday · weekly paycheck
Expected amount · edit in Settings
$1,059.58
Suggested allocation is a plan, not a bank instruction.
Upcoming
Upcoming bills
Predicted recurring dates; confirm each bill before paying.
Bill
Due / predicted
Amount
Status
Debt overview
Balances include saved estimates and imported snapshots; verify with lenders.
Paycheck planner
Split funding across checks; allocations do not send money.
Use “Set aside” to reserve money in your plan. Use “Record payment” only after you actually pay the creditor. Some lenders may hold partial payments in suspense—check their policy first.
Your repeatable paycheck plan
Suggested amounts to reserve from each normal paycheck.
This is a planning split, not a claim that the money is currently available. It divides known recurring bills and selected debt payments across your two regular income streams. Verify due dates and amounts before paying. Uncertain items and conflicting card minimums are listed separately.
Only enter Disney when the deposit actually arrives.
Paychecks entered
Choose a paycheck below to assign set-asides.
Set-aside allocation
Select a paycheck, bill or debt, and amount.
Cash-flow calendar
Paychecks in, planned bills and debt minimums out, with a running balance.
30-day forecast
Choose one linked account balance as the starting point for this cash-flow forecast. Accounts are kept separate; the overview total is informational only. Forecast payments are planning entries only—nothing is paid or transferred automatically. Bills marked “Verify” are excluded until confirmed.
Enter the balance of the one account you want this calendar to forecast. Linked account balances are displayed separately in Settings.
Forecast money in$0.00
Forecast money out$0.00
Ending balance$0.00
Bills & regular expenses
Rename, edit or delete any entry. Verify uncertain items before including them.
Bill
Date
Amount
Frequency
Status
Actions
Debts
Edit names, balances, minimums and due dates, or remove accounts.
Some saved credit-card minimums conflict with earlier figures. Verify them with the lender. A zero minimum is not confirmation that no payment is due. Debts without a calendar due date remain in the debt list but are not assigned a forecast payment date.
Account
Balance
Min. payment
Due
Source / note
Actions
Refresh linked balances
Bring in the latest balances available through your connected Finances data.
Refresh with ChatGPT
Update all account and debt balances available through your connected Finances data.
ChatGPT-assisted
Tap Copy refresh request.
Return to this ChatGPT conversation and paste the request. I’ll retrieve the latest available account data through your connected Finances connection.
Copy the JSON update I return, paste it below, then tap Apply Finances update.
No automatic connection from this local file.
This updates linked account balances and safely matches linked debts when a stable ID or unique last-four match is available. Mortgage and vehicle balances are protected and remain manual. Unmatched records are shown for review. No money is moved and no payments are made.
Linked accounts & balances
Deposit accounts and linked debts are shown separately. Mortgage and vehicle balances remain manually maintained.
Income assumptions
Change these when pay changes.
Regular estimate = weekly pay × 52 ÷ 12 + twice-monthly pay × 2. Disney is excluded until received. Greater Orlando payroll remains separate and excluded.
Cloud data & backup
Your signed-in budget syncs to your private Supabase account.
Your budget is saved to your private Supabase account when signed in. Keep periodic JSON backups as an extra safety measure.
App version 3.0 · Private sign-in and cloud sync. No bank login, no payment processing, no automatic transfers.
My Budget · private cloud planning tool · Always confirm balances, due dates, minimums, and lender payment rules.