First, connect this app to your Supabase project. Use the Project URL and publishable key from Supabase → Project Settings → API Keys. Never use a Secret or service_role key.
Sign in with the email and password you created in Supabase. Your budget data is private to your account.
My Budget
Bank balance · paycheck plan · bills · debt · progress
PRIVATE · SECURE CLOUD SYNC
Your budget is stored in your private Supabase account and synced when you are signed in. This app does not connect to your bank or make payments. Export a backup regularly.
Your snapshot
Planning estimates, not verified available cash.
Planning mode
Bank Balance—Linked deposit accounts · separate accounts
Estimated regular monthly income$8,266.04Disney excluded until deposit received
Debt balances entered—Includes mortgage and vehicles
Set aside this month$0.00Not the same as payments made
Next paycheck
Friday · weekly paycheck
Expected amount · edit in Settings
$1,059.58
Suggested allocation is a plan, not a bank instruction.
Upcoming
Upcoming bills
Predicted recurring dates; confirm each bill before paying.
Bill
Due / predicted
Amount
Status
Debt overview
Balances include saved estimates and imported snapshots; verify with lenders.
Paycheck planner
Record received paychecks and review the full-payment schedule in Bills & Debts.
Use Bills & Debts for the exact full bills and debt minimums assigned to each paycheck. Do not split a bill into partial payments; any extra debt payment follows the smallest-balance-first method.
Full bill payments and debt minimums are assigned by due date in the Bills & Debts tab. This page records actual paychecks only; it no longer splits bills into partial set-asides.
Only enter Disney when the deposit actually arrives.
Paychecks entered
This list records deposits you have actually received.
Paycheck payment plan
Pay each bill in full by its due date, cover debt minimums, then put extra toward the smallest debt.
This is a payment plan only. It does not move money or pay creditors. Bills are planned at their full listed amount—not split into partial payments. For debts, plan minimums on all accounts first, then direct any affordable extra payment to the smallest balance (debt snowball).
All bills & debts by due month
One combined list, sorted by due date. Items without a confirmed calendar due date appear under “Date needed.”
Refresh linked balances
Bring in the latest balances available through your connected Finances data.
Refresh with ChatGPT
Update all account and debt balances available through your connected Finances data.
ChatGPT-assisted
Tap Copy refresh request.
Return to this ChatGPT conversation and paste the request. I’ll retrieve the latest available account data through your connected Finances connection.
Copy the JSON update I return, paste it below, then tap Apply Finances update.
No automatic connection from this local file.
This updates linked account balances and safely matches linked debts when a stable ID or unique last-four match is available. Mortgage and vehicle balances are protected and remain manual. Unmatched records are shown for review. No money is moved and no payments are made.
Linked accounts & balances
Deposit accounts and linked debts are shown separately. Mortgage and vehicle balances remain manually maintained.
Income assumptions
Change these when pay changes.
Regular estimate = weekly pay × 52 ÷ 12 + twice-monthly pay × 2. Disney is excluded until received. Greater Orlando payroll remains separate and excluded.
Extra money in & out
Record one-time bonuses, extra income, repairs, or unexpected expenses.
Extra income recommendations will protect upcoming full bills and debt minimums, then target the smallest debt first.
Cloud data & backup
Your signed-in budget syncs to your private Supabase account.
Your budget is saved to your private Supabase account when signed in. Keep periodic JSON backups as an extra safety measure.
App version 3.0 · Private sign-in and cloud sync. No bank login, no payment processing, no automatic transfers.
My Budget · private cloud planning tool · Always confirm balances, due dates, minimums, and lender payment rules.